Keeping you on the road.

Our flexible financing program helps you get back on the road with:

  • Approvals up to $5,000
  • Early buyout options
  • Low, fixed monthly payments
  • No skyrocketing fees. Even after 90 days.
Apply Now

OK, here’s how it works:

  • Step 1

    Get instantly approved online for up to $5,000! Our application just takes a few minutes to complete.

  • Step 2

    Connect with a trusted repair shop of your choice.

  • Step 3

    We’ll take care of the rest! No deductibles, you just drive away with a low, fixed monthly payment and a fixed up ride.


OneRoad Lending was created for car lovers on a budget, people who understand the value of quality automotive goods and service. We understand that not everyone has the money to pay up front for the things they need. With our low, fixed monthly payment plans, we’re here to help.
OneRoad Lending is designed to replace credit card and layaway programs. Customers get approved in-store or online and instead of incurring credit card debt, we give them a low, fixed monthly payment with our lease-to-own program. And unlike layaway programs, customers get to go home with their goods today!
Just go to! Applying is easy, and all we will require is your basic information such as your name, address, your driver’s license or a US issued ID, your monthly gross income, your Social Security number, and your e-mail address. You will receive your Instant Decision via email within minutes!
No, there is no application fee.
Most contracts are 12 months in length, but depending on the size of the approval amount the term can range to 24 months.
Yes. When you submit your application with OneRoad Lending you give us the right to run a hard credit inquiry.
OneRoad is only available through approved retailers. And if you want to shop at an auto shop that isn’t in our network, let us know! You can apply online at at home or in the store and get started right away.
Yes. Just go to, click on “Apply Now,” create an account, and fill in the requested information.
Yes. Any device that can access the OneRoad Lending website can be used to apply.
Nope! Our program is super flexible. Customers can use any portion of their approval amount that they want. And if the piece they want costs more than their approval amount, our program can be easily combined with a separate in-store payment to the retailer.
The first month’s payment is all that is due when you sign your lease. You have the option to make an additional deposit, but this is not required.

We    our customers.

We aim to delight our customers with unexpectedly great service.

Car Lovers

We'll help you get back on the road.

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No risk. No cost. No hassle.

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