No fees. No risk. No hassle.

Online and in-store applications are free. Approvals are instant. All without any merchant fees.
Becoming a OneRoad Lending retail partner today.


Register now


    • Big Approvals

      OneRoad offers among the largest approval amounts in the industry. Customers can get approved for up to $5,000

      Big Approvals

    • Instant Decisions

      We get it. Business moves quickly. Our platform generates immediate decisions for a smooth, stress-free process.

      Instant Decisions

    • Fast Funding

      You receive 100% of the receipt sale funded to your account within 3 business days.

      Fast Funding

    So, you’ve probably got questions. We’ve got answers.


    Nothing! There is no enrollment fee, no monthly fees or minimum volume requirements. OneRoad Lending does not charge a merchant discount fee either (like your credit cards).
    Online applications receive a credit decision within seconds. Customers can also submit applications over the phone by calling one of our Community Concierge agents.
    Customers can be approved for up to $5000.
    Merchants are paid securely and electronically via ACH within 3 business days of the sale.
    Retailers are not responsible if a customer defaults on their payment obligation to OneRoad Lending.
    Yes, all applicants must have an active checking account and they will need to submit the information in order to complete the application.
    No, our application is entirely electronic. Applicants with approved credit will not be required to submit paystubs or checking account statements
    Yes! Customers can pay off at any time (even after 90 days) by using our early buyout program and enjoy significant savings over the life of the contract.
    Simply fill out the registration form below and click on the “Register Now” button. One of our Concierge Agents will be in touch with you shortly with the rest of the enrollment package. Retailers are welcome to give us a call at any time if they have any questions or would like to request a demo.

    We    our retailers.


    Our goal is to empower our retail partners with intelligent tools to better their businesses.

    Register Now

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